AML Compliance Badge
for the Real Estate sector
on Costa del Sol.

Why Earn the CostaAML AML Compliance Badge?​

 

The CostaAML AML Compliance Badge certifies that real estate agency firms on Costa del Sol comply with EUAMLD and the Spanish AML laws (Ley 10/2010 & Real Decreto 304/2014). It enhances credibility, builds trust with banks, foreign clients, business partners, investors, and regulators, and helps prevent financial crime.

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✔ Stand Out from Competitors – Show your commitment to AML compliance.
✔ Gain Trust from Banks, Business Partners, Foreign Clients & Regulators – Essential for handling high-value transactions.
✔ Ensure Full AML Compliance – Meet EUAMLD and PBC/FT (Prevención del Blanqueo de Capitales y de la Financiación del Terrorismo) requirements.
✔ Avoid Fines & Legal Risks – AML non-compliance can lead to severe penalties.

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Who Can Get the CostaAML Badge?

 

✔ Real Estate Agents & Brokers – Independent professionals.
✔ Real Estate Firms & Agencies – Businesses implementing AML policies.
✔ Property Developers & Legal Firms – Handling high-value transactions.

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Requirements for the CostaAML Badge

 

✔ Pass an AML Compliance Review – Risk assessment to evaluate compliance.
✔ Implement KYC, Risk-Based Due Diligence & Enhanced Due Diligence – Client verification, source of funds checks, and PEP, watchlist and adverse media screening.
✔ Complete AML Training – At least one key staff member must be trained.
✔ Commit to Ongoing AML Compliance – Maintain AML processes and report suspicious transactions.
✔ AML External Expert Review (Optional) – Firms can request a Revisiones Externas de Expertos en PBC/TF for a higher rating.

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Badge Validity & Renewal

 

The CostaAML AML Compliance Badge is valid for 12 months. Firms must undergo an annual AML review to maintain certification within following 12 month after first 12 month.​

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First AML review from EUR 5 000, includes the AML Compliance Badge

Renewal of AML Compliance Badge from EUR 2 000, includes follow up of first AML review

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