AML Officer
for the Real Estate sector
on Costa Del Sol.

Legal Requirement

Real estate professionals operating in Spain and Costa del Sol must comply with EUAMLD and the Spanish AML regulations (Ley 10/2010 & Real Decreto 304/2014), which require the appointment of an AML Officer (Responsable de Cumplimiento Normativo en PBC/FT) to oversee compliance and risk management.

​

Experienced AML expert as your AML Officer

At CostaAML, we provide Andréas Hobbelin as your external AML Officer services to ensure your agency meets all PBC/FT obligations, KYC requirements, and Enhanced Due Diligence (EDD) procedures. Andréas handles risk assessments, transaction monitoring, regulatory reporting, and ongoing compliance training—minimizing financial crime risks and protecting your business from penalties.

​

✔ Full Compliance with EUAMLD and the Spanish AML Laws – Ensuring your real estate firm aligns with Ley 10/2010 & Real Decreto 304/2014.
✔ KYC & Source of Funds Verification – Verifying buyers, sellers, and high-risk transactions.
✔ Regulatory Reporting & Risk Mitigation – Managing suspicious transaction reports (STRs) and compliance audits.
✔ Cost-Effective AML Compliance – External AML Officer services without the cost of an in-house team.​

​

Hourly rate EUR 150 or retainer agreement.