AML Risk Assessment
for the Real Estate Sector
on Costa del Sol.
Business-Oriented AML Risk Assessment
Real estate agencies in Spain and Costa del Sol must comply with EUAMLD and Spanish AML regulations (Ley 10/2010 & Real Decreto 304/2014) by conducting a comprehensive AML Risk Assessment to identify, evaluate, and mitigate financial crime risks. Given the high volume of international buyers and sellers and real estate transactions in Costa del Sol, a tailored AML risk assessment is essential to address region-specific money laundering threats.
At CostaAML, we provide specialized AML risk evaluations designed for the real estate sector on Costa del Sol, ensuring compliance with EUAMLD and PBC/FT (Prevención del Blanqueo de Capitales y de la Financiación del Terrorismo) regulations. Our assessments help identify high-risk transactions, money laundering threats, and regulatory gaps, ensuring your agency is protected from fines, reputational damage, and legal penalties.
Why AML Risk Assessments Are Essential for Costa del Sol
✔ Regulatory Compliance & Risk Mitigation – Full alignment with EUAMLD, Ley 10/2010 & Real Decreto 304/2014.
✔ Costa del Sol-Specific Money Laundering Risks – Assessing real estate fraud, foreign investor risks, and high-cash transactions.
✔ Business Model & Geographic Risk Analysis – Evaluating risks related to cross-border transactions, foreign buyers, and high-risk jurisdictions.
✔ High-Risk Client & Transaction Evaluation – Identifying PEPs, HNWIs, complex ownership structures, and cash-based transactions.
✔ KYC & Source of Funds Verification – Ensuring all property buyers have legitimate, verifiable financial backgrounds.
✔ Internal Policies & Controls Review – Strengthening AML frameworks, governance structures, and employee compliance training.
✔ Ongoing Risk Monitoring & Updates – Adapting to changing AML risks, regulatory updates, and enforcement trends.
Complete AML Risk Assessment tailed for the specific real estate client EUR 5 000